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Top Rated Credit Consulting Firm

It's time to increase your credit score... Let us help you!

Why Choose Us?

A choice that makes the difference.

Our Company

FSU is a full service Credit Consulting Company, making a positive change in the lives of each individual and family that we serve. 

Highly Skilled

We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.

Credit Analysis

Book an appointment and receive a credit analysis and consultation from our experts. 

We Help Clients To Get Success

Financial Services Unlimited Inc., is not a Credit Repair Company. FSU is a full service Credit Consulting Company. Our goal is to make a positive change in the lives of each individual and family that we serve. We offer credit consulting services; credit education, budgeting, 12 month program, building positive credit, debt elimination, just to name a few, that will increase credit scores.

Happy Clients

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Lea

Tennessee

“You clearly explained to me how my credit score affects everything. The plan that you set for me was very realistic and easy to follow. In less than six months, my lowest credit score improved by 155 points!!! That gave me the financial strength to negotiate 0% interest on a new car purchase and lower interest rates on other accounts. The assistance that you provided has changed my life and enhanced my Financial Future!!”​

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Rick

Illinois


“FSU has changed my life and my financial future! I was at an all time LOW. My previous history had consisted of young and dumb mistakes, late/no payments and a bankruptcy and I had obviously not learned my lesson! I was hesitant and skeptical to PAY someone to “fix my credit” . I always thought paying someone to do that was just one big scam. But after a couple of co-workers so highly recommended Ali and FSU and showed me proven results, what did I have to lose? The first time I met with Ali, I was excited… but I still thought we’ll see… I probably won’t sign-up… but I am thankful I did!!! I followed the instructions Ali laid out to the T. The credit bureaus did in fact completely remove my bankruptcy! I absolutely couldn’t believe my eyes and ears…my score had gone from a low score of 470 to a high score 696!!!! Thank, Thank you, Thank you!!!!”​

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Andrew

California

“My credit has suffered and my goal was to be able to purchase a new home. I sat down with Ali and explained my dilemma and my goals for the future. After just a few months I notice that I was receiving offers for new credit cards and increased credit limits on my old cards. We were able to have old negative credit removed. In October, I was per-qualified not only to purchase a home, but to have a brand new new home built. My daughter and I moved into our new home in April of this year. I certainly recommend Ali and FSU to anyone who is serious about improving your credit and making a better life for you and your family.”​

Our Services

CREDIT CONSULTATION

At the heart of financial empowerment lies your credit score, a vital tool unlocking doors to financial opportunities and freedom. Recognizing its importance, we offer specialized Credit Consultation services designed to navigate the complexities of credit management and enhancement. Our team of credit consultants brings to the table board certification and over two decades of experience, equipped with in-depth knowledge and sharp analytical skills tailored to address and solve a wide array of credit issues. ​ Our consultants delve deep into your credit history, employing proven strategies to identify and rectify inaccuracies, dispute unwarranted entries, and provide personalized advice on improving your credit score effectively and sustainably. Whether you're facing challenges with late payments, charge-offs, or just looking to improve your credit score for future financial goals, our experts are here to guide you through each step.

CREDIT AWARENESS PROGRAM (CAP) & FINANCIAL LITERACY PROGRAM

Discover financial empowerment with FSU's combined Credit Awareness Program (CAP) and Financial Literacy Education. This integrated approach offers a deep dive into mastering credit alongside essential financial literacy skills, covering everything from credit repair and debt management to budgeting, saving, and investing strategies. Tailored to guide individuals at every stage, our program is designed to transform your financial understanding and health. Engage with interactive content, benefit from expert insights, and join a community eager to support your journey towards financial freedom. Start on the path to credit mastery and financial savvy today, all within one comprehensive platform.

INSURANCE PRODUCTS

FSU Insurance Group proudly offers a comprehensive selection of life insurance, annuity, and specialty business insurance products to meet the unique needs of our clients. Whether you're seeking protection for your family's financial future, planning for retirement with annuities, or safeguarding your business assets, we deliver the same unparalleled level of care, confidence, and efficiency that has defined our service for years. With customizable coverage options, competitive rates, and personalized support from our experienced team, you can trust FSU Insurance Group to provide you with the insurance solutions you need to achieve peace of mind and financial security.

BUSINESS CREDIT

Building a business takes capital; the more money you have access to the faster you grow. Most business owners use their own personal credit to fund their business, or they drain their personal savings and borrow money from family and friends. But why do this if you don’t need to? Our Business Credit Builder program helps you start and grow your business without using your own funds, personal credit, or funds from your family and friends. We help you build credit for your EIN that’s not linked to your personal social security number. This credit doesn’t require cash flow, collateral, or good personal credit to qualify. So, you can get approved even as a startup business, and regardless of your personal credit quality.