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History of Our Company

Founded over two decades ago, Financial Services Unlimited, Inc. (FSU)
has proudly served as a trusted leader in financial empowerment and
credit education. While many may confuse us with a traditional credit
repair company, we want to be clear—FSU is not a credit repair service.
We are a full-service Credit Consulting Organization dedicated to
helping individuals, families, and communities improve their financial
futures through education, guidance, and personalized solutions.

Our journey began with a simple but powerful mission: to create
meaningful and lasting change by equipping people with the knowledge,
tools, and strategies needed to understand, manage, and rebuild their
credit. Over the years, we’ve evolved into a results-driven firm that
takes a holistic approach to financial wellness—one that goes beyond
credit scores to promote financial literacy, debt reduction, and
long-term wealth-building.

At FSU, we don’t just do this work—we live it with passion and purpose.
Our experienced consultants bring compassion, expertise, and a deep
commitment to every client interaction. We pride ourselves on delivering
customized consulting services designed to meet the unique needs of each
individual, helping them not only overcome past financial challenges but
build a strong foundation for the future.

As we continue to grow, our focus remains the same: to empower lives,
strengthen communities, and change financial legacies—one client at a
time. We are proud of our history, energized by our mission, and inspired by
the success stories we help create every day. Welcome to FSU, where your
journey to financial freedom begins.

What Make Us Special?

Success is not just about credit. We desire your ability to navigate financial markets from credit to banking to saving to insurance to investments.

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Board Certified

We are Board Certified Credit Consultants and credit specialists who have the combined experience of 24+ years in the credit consulting, finance, real estate and the business industry. Our seasoned professionals specialize in credit repair, debt management, financial planning, and personalized credit coaching. We assist both individuals and businesses to improve their credit profiles, enabling them to secure lower interest rates, better loan terms, and greater opportunities for financial growth. In addition to credit consulting, our vast experience in real estate and business provides a unique perspective in real estate financing and business credit solutions. We are committed to educating our clients, ensuring they are well-informed and equipped to make sound financial decisions. Whether you're looking to buy a home, invest in real estate, or expand your business, our team is here to guide you every step of the way.
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Educational Focus

Credit education and credit correction are not only legal but also backed by legislation such as the Fair Credit Reporting Act (FCRA), which ensures that information on your credit report is accurate, timely, and verifiable. Recognizing this, we provide comprehensive support throughout the entire credit repair process. From the initial consultation to the final resolution, our expert team is here to navigate you through the complexities of dealing with credit bureaus and creditors. We meticulously prepare and review all necessary documentation required for correspondence with the various credit agencies on your behalf. Our goal is to empower you by improving your credit knowledge and advocating for the correction of any discrepancies, ensuring that your rights are fully upheld and you can achieve a fair, accurate credit profile.
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Commitment

Once you join our program, we become your Credit Consultants for the next 12 months.  During those 12 months, we will provide you with knowledge regarding the overall credit system and how it works. Negative accounts will be permanently deleted and the median time for the credit transformation process is 6 to 12 months. We are committed to providing you with the highest level of professionalism and care. A strong credit history is critical to achieving financial freedom, and understanding your financial health starts with knowing your credit profile and learning how to improve it. At FSU, we specialize in Renewing Credit, Reducing Debt, and Rebuilding Wealth. Over the next 12 months, we will serve as your dedicated Credit and Financial Consultants. Together, we will work to achieve the best results and help you reach your financial goals.

Our services are designed with Credit Consulting as the foundation of everything we do. As a valued client, you will benefit from our expertise, innovative strategies, and decades of experience. We are dedicated to delivering measurable results that will improve your credit, strengthen your financial health, and position you for long-term success.

Ali Leonard, CEO

Meet Our Team

Ali Leonard
CEO/President
Sharifa Leonard
Vice President
Robert Sacco
Corporate Advisor
Pardra Lockett
District Manager/ Board Certified Credit Consultant
Christopher Leonard
Board Certified Credit Consultant (Nashville)
Rozell Clayton
Designer
District Manager/ Board Certified Credit Consultant
Dr. Michael A. Wright
Business Consultant